Created by Pankaj Lad

Senior Product Manager · 13+ years

Download CV
Available for Senior PM roles

Pankaj Lad.

Senior Product Manager with 13+ years building the parts of products people actually use — funnels, post-purchase flows, operations tooling, and AI-led workflows that move numbers, not slide decks.

Mumbai, India pankaj.p.lad@gmail.com in/pankaj-lad-9a713338
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01 · Projects

Three real builds, shipped.

Live, hands-on products — each solving a practical problem with technology, design thinking, and AI.

Learning
01
AI Learning · 30-Day Plan

Zero to AI-proficient, in 30 days.

A fully interactive, browser-based learning experience that takes users from fundamentals to advanced AI concepts.

  • Fundamentals → LLMs, RAG, Agents
  • Daily lessons, curated resources, quizzes
  • React + Tailwind, no backend required
Focus: making AI simple, structured, and actionable.
FY 2025–26
02
Tax Computation · India

Old vs New regime, side by side.

A smart tax calculator that helps users compare Old vs New tax regimes instantly with the latest budget rules.

  • Salary + investments as input
  • Side-by-side comparison & savings recommendation
  • AI-powered explanations of the "why"
Focus: simplifying complex tax decisions for Indian users.
Mobile-first
03
Local Mechanic · App Prototype

A mechanic, when you need one.

A mobile-first prototype connecting users to nearby mechanics during breakdowns — end-to-end journey simulated.

  • Login → discovery → booking → tracking
  • Realistic app simulation, smooth navigation
  • Built around urgent, real-world moments
Focus: solving urgent, real-world mobility problems.
02 · AI Workflow

AI as a core product layer.

These products are not just UI builds — they're powered by intelligent workflows using OpenAI and Anthropic models.

OpenAI · GPT family Anthropic · Claude family Multi-model orchestration
Where AI adds value

Beyond a chat box.

Content generation — structured lessons, summaries and quizzes that adapt from beginner to advanced (AI Learning Platform).
Decision assistance — the Tax Planner doesn't just compute, it explains why a regime is better in plain language.
Conversational UX — natural language replaces rigid forms; the product guides users like a smart assistant.
How I use these models

Discipline over prompts.

Prompt engineering — structured prompts that produce consistent, reliable outputs across lessons, explanations and UI copy.
Multi-model thinking — different models for different strengths — balancing creativity, reasoning and safety.
Workflow automation — automating content creation, validation and summarization so execution is fast.
"AI is not used as a feature — it is used as a core product layer."
⚡
Build fasterFrom idea to live prototype in days, not quarters.
◎
Personalize experiencesAdaptive content tuned to the user's level and intent.
◇
Simplify complex problemsTranslate dense rules and data into clear next steps.
The problem

Complex systems are hard to act on.

AI, taxes, local services — most users hit the same walls:

×Information overload. Knowledge is scattered, not structured.
×No structured guidance. Users are handed features, not journeys.
×Bad UX in critical moments. Taxes, breakdowns, learning — exactly where the experience falls apart.
My approach — break complexity into step-by-step flows, focus on real outcomes (not features), and combine product thinking + AI + usability into one experience.
03 · Impact

Numbers that actually moved.

A sample of measurable outcomes across the last few roles.

6×
Order Throughput
Grew daily order processing from 500 → 3,000+ at Seniority.
92%
TAT Reduction
Home-collection confirmations from 6 hrs down to 30 mins at ekincare.
30%
Forecast Accuracy
Demand forecasting for distributor buying cycles at Grow Indigo.
25%
Campaign CTR
WhatsApp campaigns on Agri Cloud, driving 50 MAUs with 7-day retention.
04 · Experience

13+ years, across 9 companies.

Agri SaaS, healthtech, insurance, marketplace, gaming, e-commerce, and IT services. Full detail on the CV.

Grow Indigo
Senior Product Manager
2023 — 2026
ekincare
Senior Product Manager
2022 — 2023
ICICI Lombard
Senior Product Manager
2021 — 2022
Seniority
Senior PM · Product Manager
2017 — 2021
SMARTe Inc.
Associate Product Manager
2016 — 2017
Vox Pop Clothing
Product Manager
2015 — 2016
Dream11
Asst. Manager, Product
2014 — 2015
FirstCry
Senior Product Executive
2013 — 2014
Mphasis
Technology Consultant
2010 — 2011
Want the full breakdown of roles, responsibilities, and wins? Download CV
05 · Skills

Craft & toolkit.

The things I reach for most — and the languages I speak at work.

Product craft

  • Funnel improvement
  • Wireframing & documentation
  • Roadmapping
  • Stakeholder management
  • A/B testing
  • User research & interviews
  • Go-to-market enablement

Domains

  • Supply chain management
  • Production management
  • Post-purchase & logistics
  • Payments & checkout
  • SaaS platforms
  • Healthtech
  • AI / ML product initiatives

Tools & stack

  • Google Analytics
  • CleverTap / Adjust
  • Tableau
  • QGIS
  • Zoom & CRM integrations
  • Figma / Wireframing
  • Jira / Sprint ownership
Marathi — Native Hindi — Full Professional English — Full Professional
06 · Credentials

Certifications & education.

Certifications
01
Learning Tableau — Basics
Data visualization & dashboarding.
02
Human-Computer Interaction
Interaction design foundations.
03
Google Analytics for Beginners
Event tracking, funnels, GA reports.
04
A/B Testing
Experiment design & statistical rigor.
05
Psychology of E-Commerce: How to Sell Online
Behavioral drivers of online conversion.
Education
Savitribai Phule Pune University
Master of Business Administration (M.B.A.), Marketing
2011 — 2013
Terna Engineering College
Bachelor of Engineering — Electrical, Electronics & Communications
2005 — 2009
07 · Contact

Let's build something measurable.

Open to Senior / Lead PM roles — remote or Mumbai-based. Happiest where there's a clear business problem, a messy funnel, and a team willing to look at the data.

Emailpankaj.p.lad@gmail.com → LinkedInin/pankaj-lad-9a713338 → LocationMumbai, Maharashtra — India →

Indian Tax Planner

FY 2025-26 (AY 2026-27)

Annual Tax
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Monthly In-Hand
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Personal & Salary Details

General
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Dearness Allowance
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Interest, rental, etc.
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Annual (usually ₹2,400)
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For HRA exemption
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PF, ELSS, LIC (max ₹1.5L)
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Max ₹25,000 self/family
Gross Annual
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Taxable Income
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Total Tax
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Effective Rate
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Better Regime for You

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Metric
Old Regime
New Regime ✓
Income
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80C / 80D / Other
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Rebate u/s 87A
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Health & Education Cess (4%)
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Total Tax Liability
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Take-Home
Annual In-Hand
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Monthly In-Hand
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Effective Tax Rate
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Visual breakdown of where your money goes under the selected regime.

Monthly cash-flow snapshot for the selected regime.

Indian Tax Planner · FY 2025-26 (AY 2026-27) · For educational purposes only · Not a substitute for professional tax advice